Wednesday, December 10, 2008

the joys of being broke

so it occurred to me tonight, as i looked over my bank statements and credit card bill, that i will be using my credit card to live off of until grad school starts. once school starts, i will have the money i budgeted for living expenses from my loans. good news on that front also: all my loans got approved, so i'm done worrying about how this year is getting paid for. i always knew it was going to be all on loans, but because i am getting all federal money, there are lots of hoops to jump through. but yeah, without a steady, or large, paycheck coming in, i can't really afford anything. i quit my job at harris teeter, but i'm still waiting for one last check from them. and i'm really hoping that i get it before 2 outstanding bills are deposited and overdraw my account, again. credit cards are evil, but i have come to appreciate how expensive life is and that sometimes people can't do it without buying on credit. i'm not thrilled about it, but i have to pay my bills and buy groceries. i was talking to kara about this whole financial situation since we graduated, and a wonderful thought occurred to me. in three years, when i am done with graduate school and have a great job, i will actually get paid regularly! and most likely, fairly well too. the starting PT salary is usually upwards of 50K a year. i can't even imagine how much money that is. but simply the fact that i won't have to do my grocery shopping at the dollar store is great. (i'll probably still go to the dollar store, cuz its awesome)

so here's to being broke at christmas! and here's to being in debt up to my eyeballs!

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